1
what’s the use?
Excluding franchise accident insurance is calculated according to the corresponding franchise insured primary insurance terms, it should be deductible portion borne by the insured, the insurance person liable for the insurance.
2
Cost Calculation
premiums
into substantially non-deductible and deductible insurance does not deductible two kinds of additional risks. Depending corresponding insurance, which is different rates. The calculation formula is: excluding franchise insurance costs insurance premium = insurance × insured insurance rates corresponding to
Example: car damage insurance premiums for the vehicle Wang purchased for $ 1000, then they purchase the car loss not deductible insurance fee premium car damage = 1000 yuan × 15 percent = 150.
claims algorithm
in accordance with the corresponding provisions insuring primary insurance franchise calculation shall be borne by the insured portion of the deductible amount, the insurance company will be responsible within the limits of liability compensation.
3
You know what?
* excluding additional insurance is insurance franchise commercial vehicle insurance,You can not be purchased separately.
· vehicle knocked the responsible party damage caused by the escape or is otherwise unable to find a third party, is not deductible does not take effect.
· During the period covered vehicle dangerous condition too many times, is not deductible does not take effect, but also affect the purchase of the second year of insurance.
· insured vehicle in case of overload or overrun of danger, is not deductible does not take effect. When the whole car theft case
· pilfer appear, if you can not provide proof of origin of motor vehicle, to increase the franchise according to the corresponding provisions.
· insured may not deductible, but when buying car insurance does not correspond to the purchase is not deductible, the dangerous condition is not paid in full.