1
What is?
as collateral to the bank, company or individual vehicle, used car buying such risks.
2
[ 123] What are the risks?
mortgage car roughly divided into two types: one is Bank of staging vehicles, second mortgage loans to individuals or the company’s vehicles.
If the mortgage has been lifted, you can buy; if not released, bought a second-hand car will bring such risks, that is to say: if the original owner of the repayment schedule, everything will be fine; if the original owners do not repayment schedule, when the car is the mortgagee may apply for debt auctions, because the law is not on the car belongs to you, when you only You can ask the owner to return the original purchase cost.
3
Note
[123 ]
mortgage car source
before purchasing mortgage car, the car got to figure out the source of the mortgage, the mortgage if the car is a car robberyCars, then do not buy. Because even after the purchase, the public security organs will be closed down, the purchaser will be a very big loss of profits.
corresponding documents
first need to lending institutions clear the mortgage agreement, while also providing the borrower’s identity information, etc., including the identity card.
mortgage vehicle condition inspection
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many mortgage cars there will be some problems, or that there have been cases of major repairs, or is traveling a few kilometers long, this type of vehicle performance will come back to buy in there will be a lot of problems. It is therefore necessary condition before buying mortgage car careful examination, to protect their own interests.
4
reading:
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mortgage car legal knowledge:
[ 123] “guarantee law” Article 40: the conclusion of the mortgage contract, the mortgagee and the mortgagor in the contract may not stipulate when the debts expires mortgagee who is not paid, the ownership of the collateral into all the right people.
Article 41: the parties to the vehicles are mortgaged, the mortgage shall go through registration with effect from the date of registration of the mortgage contract.