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Handling etc can only choose the bank? List the advantages and disadvantages of each platform

ETC currently handled is also a big trend, many owners friends may in addition be courted by various banks friend, also saw Alipay, also opened a micro-channel handling etc business.

Which then apply for ETC it? What are their respective strengths and weaknesses?

First, the bank papers

free of charge has not constitute a gimmick, go through all kinds of concessions dizzying, coupled with the salesman under warm market, many riders have enjoyed preferential handling install one-stop service.

Advantages:

1, i.e. substantially local handling of the box, there is a problem solved on the spot. Deal with ETC in the bank can often receive a discount, different regions and different banks discount efforts, according to the report, some areas can reach even 40% off preferential.

In addition, the bank will also introduce other incentives to attract customers, such as discounts or concessions when watching movies refueling;

2, is now tied to surrender bank ETC solution, basic You do not need to liquidated damages.

Disadvantages:

1, banks and other businesses, like the terms of the rules cumbersome, most of the time to understand the process and usage thanks to a salesman mouth;

[ 123] 2, according to a used car owners feedback, conditions banks is not the same, some rules will cause delay, such as the need to open a credit card, or memory card can not be required to deduct margin; but now more debit cards, and less stored-value card.

3, insufficient amount of time will be forced to freeze, resulting in deductions failure;

    micro-channel papers

with the a variety of online payment support micro-channel payment, micro letter also seize the opportunity to join the ETC to conduct business.

Generally 1-3 working days to complete custom equipment, is expected to receive 3 days of delivery.

Advantages:

1, fill out all the information on completed online, do not have to run with a materialTrip;

2, chargeback flexibility, purse money on the line, but also fit the Chinese people do not like to use the card usage;

3, access to micro-letter debit records than view message, view bank convenient app;

4, can be bound to a micro-channel account multiple vehicles.

Disadvantages:

1, preferential much smaller than banks;

2, although the country ETC can be used, but do not necessarily micro-channel is where the card , even if a discount ETC, but the owners do not enjoy.

3, cancellation requires 42-45 days.

Third, Alipay

to handle the following steps:

Advantages: [123 ]

micro channel and handled almost ETC step; without personally run, the line is completed.

  • do not have a good credit customer deposit;
  • basically charge card mode without credit.

Disadvantages:

In ETC Alipay application generally age requirement that a minimum of not less than xx years, mostly for 3–5 years ; prior to age, if the application termination, to pay liquidated damages, usually 100-200 yuan.

  • a PayPal account can only correspond to a car (micro-channel account can be more than cars)
  • 3, although ETC country can be used, but Alipay does not necessarily give you the run where the card, even if a discount ETC, but the owners do not enjoy.

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