Now the auto industry has gradually saturated with automobile-related industries are also developed almost the same. Car insurance is the insurance company has been a great source of profit, while car insurance is every owner had to buy, but we have a lot of regulations may not have time to listen patiently to explain the insurance people buy insurance at the time, and many owners not going to carefully read the insurance regulations, which led to a lot of friends in vain suffered some losses.
trailer Rescue: free 100 km trailer vehicle breakdown, if the car broke down need not travel trailers, the insurance company within 100 km is provided free of charge, but more than we should on their own bear. There’s even a crane rescue, off the service for insured car owners is good, after all, the trailer is not cheap.
or more insurance companies will provide basic services, different insurance companies also offer other free services, so when the insured must ask the insurance company to service the owner can provide.
2. pay high insurance compensation limit can lose
There are a lot of old drivers have a vehicle on the last one to pay high insurance, that pay high insurance can be paid 122,000 basic minor accidents enough a. But pay high insurance payout limit by death and disability compensation limit: 11,0000 yuan compensation for medical expenses limit: 1,0000 yuan; property loss: 2000 yuan composition. Other extra costs themselves, so we must do what to buy insurance.
3. Full risk will be able to pay?
as we call all risks insurance is to pay high insurance, loss of vehicle insurance, third party liability insurance, pilfer , non-deductible insurance and other major types of insurance, thinking that no matter what car accidents happened all be paid, and it is not true, there are still many insurance companies exemption regulations:
the existence of illegal driving situations, such as drunk, driving without a license, taking control of narcotic drugs or psychotropic substances and other accidents are not compensable;
accident did not directly repair the damage, not lose; more than 48 hours to report the accident , not lose;
through the inspection vehicle does not have an accident or inspection overdue, Not lose; a new car without a license or temporary license expired; not lose;
driving license is lost or replacement of an accident during which no compensation; damage occur vehicle modification equipment accident, not lose;
wading flame, a secondary ignition engine damage, do not lose; car stolen article or a separate member, do not lose; crashed to their family (most deceptive a) instead of losing.
4. Check out risk
If you buy a lot of insurance when buying insurance, but after some time feel some insurance programs do not have access, have not had risk insurance can be refunded (except insurance to pay strong), as to how to calculate the insurance costs back, is that you pay your money divided by the number of days of insurance multiplied by the time the rest of your insurance on it.
we must choose according to the actual situation of the car at the time of purchase insurance for their own insurance, the insurance company personnel do not listen, then what kind of insurance to buy. When buying insurance to ask what services are available, the most important thing is to listen to the disclaimer, then do not report a silly not lose yourself disheartened. That the owners of friends safe driving, driving civilization.