Introduction:
is not deductible usually refers to vehicle insurance is not deductible insurance: as car damage, liability insurance, board officers insurance, the whole car theft rescue and spontaneous combustion risk of additional insurance exists (some companies are sold together, some companies may choose separately), if not insured the insurance, when the size of the dangerous condition of Yao An additional deduction responsibility, full responsibility buckle 20 percentage, the main responsibility buckle 15 percentage, 10 percentage buckle with responsibility, responsibility buckle 5 times a percentage.
non-deductible insurance does not substantially into deductible and two kinds of additional risks not deductible
, excluding basic insurance franchise warranties
excluding franchise each special insurance liability insurance substantially independent of each other are present, each insurance policyholder Alternatively, and apply different rates.
Exclusions range
the following amounts, the insurer is not liable for:
(a) violation of laws and regulations relating to motor vehicle loading provisions deductible amount increased;
(B) the insured vehicle with the actual area of the exceeding range and increased insurance deductible amount; (c) specified by the driver when the insured but non-insured event Specifies the deductible amount insured to drive the vehicle and the driver of the increase, due to the designated driver information is untrue and increase the deductible amount provided;
(iv) because of a third party should be responsible for compensation but could not find the three increases the deductible amount;
(e) the whole car is insured vehicle theft, robbery, robbery, because if they can not provide the insured motor vehicle registration certificate, motor vehicle driving license, purchase invoices and other machines EMU history has proved that the vehicle purchase tax payment or tax exemption certificate to prove the increased deductible amount; the whole car was insured vehicle theft, because the first wife of a full set of car keys missing and increase the deductible amount;
(f Deductible amount shall be borne by the insured person calculated according to multiple absolute franchise accident deductible special provisions.
additional insurance franchise, excluding special clause
by special agreement, the insurance after the accident, according to the choice of the insured policyholders of responsibility for the accident of additional insurance franchise and franchise calculated absolute ,shouldAs part of the deductible amount shall be borne by the insured, the insurer liable for compensation. Excluding franchise special liability insurance for each additional risk exists as a whole, the applicant can not be selected separately insured.
Exclusions range
the following amounts, the insurer is not liable for:
(a) violation of laws and regulations relating to motor vehicle loading provisions deductible amount increased;
(B) the insured vehicle with the actual area of the exceeding range and increased insurance deductible amount; (c) specified by the driver when the insured but non-insured event Specifies the deductible amount insured to drive the vehicle and the driver of the increase, due to the designated driver information is untrue and increase the deductible amount provided;
(iv) because of a third party should be responsible for compensation but could not find the three increases the deductible amount;
(e) deductible amount shall be borne by the insured person calculated according to multiple absolute franchise accident deductible special provisions.